Home·ology Interactive Mortgage Calculator

See the full picture behind your monthly payment.

Instant estimateCalifornia friendly numbersNo signup required
Your numbers

Build your mortgage estimate

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$100K$2M+
$
%
Estimated loan amount$480,000
Use lender quote
%
% / yr
California base rate starts near 1%; local charges vary.
$/ yr
Mello-Roos or other annual assessments, if applicable.
$/ yr
$/ mo
$/ mo
This changes the schedule and payoff timing, but is shown separately from your required payment.
Follow the monthly math

See principal grow as your balance falls

Remaining balancePrincipal paidInterest paid
Month 1 principal

The share of your payment going to principal generally increases each month.

Month 1 interest

Interest is calculated from the remaining loan balance, so it generally decreases over time.

Principal after 5 years

This is estimated loan principal paid—not a forecast of appreciation or total home equity.

Making sure you are comfortable is the starting point

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